5 Steps to Buying a Home in Fort Myers

5 Steps to buying a home in Fort Myers Florida for home buyers

Here are some tips for you if you are in the process of buying a home in Fort Myers, Florida

 

5 Steps to Buying a Home in Fort Myers, FL

Buying a house requires a lot of time and effort, but these 5 steps can help make the home buying process manageable and help you make the best decisions possible.

 

1. Start Your Research Early

As soon as you can, start reading Web sites, newspapers, and magazines that have real estate listings.

Make a note of particular homes you are interested in and see how long they stay on the market.

 

This tip will prevent you from derailing the process before you get started

When you are in the process of buying a home, DON’T BUY ANYTHING ELSE!!!

 

First things first!!!

Buying a Home in Fort Myers Florida for buyers of real estate

Calculate how much you can afford so that you are not looking at properties outside of your price range

2. Determine How Much House You Can Afford

Lenders generally recommend that people look for homes that cost no more than three to five times their annual household income if the home buyers plan to make a 20% down payment and have a moderate amount of other debt.

 

3. Get Prequalified and Preapproved for credit for Your Mortgage

Before you start looking for a home, you will need to know how much you can actually spend. The best way to do that is to get prequalified for a mortgage.

 

4. Get a Home Inspection

This contingency protects you by giving you a chance to renegotiate your offer or withdraw it without penalty if the inspection reveals significant material damage.

 

Finally….

 

5. Coordinate the Paperwork

As you can imagine, there is a lot of paperwork involved in buying a house. Your lender will arrange for a title company to handle all of the paperwork and make sure that the seller is the rightful owner of the house you are buying.

 

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